Terms And Condition

This User Agreement describes the terms and conditions applicable between occult science website, its sub-domains, (The Site and/or We), and every person (User or Visitor), who avails and use or access the site under the domain at occult science or the subdomain at www.ownpandit.com or any other subdomains, which may come shortly. If you do not agree to be bound by these terms and conditions you cannot use and access the website Own Pandit or its apps. You must read, agree with and accept all the terms and conditions contained in this User Agreement, which includes those terms and conditions expressly set out below. We provide its online services/information through Own Pandit, subject to the following Terms and conditions, which may be amended/modified from time to time, without any prior notice. User agrees to any modification and reviews the agreement periodically to be aware of such modifications in the agreement. Such modifications shall be effective immediately as posted. User/visitor/buyer described hereafter as (“User or visitor or You”) and Own Pandit or its subdomains described hereafter as (“Site or website” and/or “We”) and online courses & services, Puja Training, Astrology, Numerology, Palmistry, Vastu, Tarot Cards, Reiki,and Yoga contents, articles, remedies, widgets, Sanskrit Strotram/prayers, products, images, audio, video, reports, remedies, internal/external widgets, widget codes, other software data, codes, infographics and any content given on this site described hereafter as (“content or contents”).

Our Service:

The site provides various content related to Puja Training, Astrology, Numerology, Palmistry, Vastu, Tarot Cards, & Reiki, and Yoga and on various subjects. The contents are made based on Indian “Vedic” Astrology, Numerology, Palmistry, Vastu, Tarot Cards, Reiki,and Yoga and horoscope which prepared on birth database or other information provided by the user, in principles of Indian “Vedic” studies. All services are accepted in the manner that the user has understood and agreed to the following terms and conditions. We also provide a consultancy platform for our students. We offer the best platform that helps our students to grow and achieve success.

Acceptance of Terms:

Upon using the content of this site, the user agrees and accepts the User Agreement described on (“terms and conditions”). And/Or by clicking on the [SUBMIT] button in any form the user accepts and agree also to use the service in a manner consistent with the terms and conditions of this Agreement and with all applicable laws and regulations.

Privacy Policy and Cookie Policy

User’s privacy is important to us, We and third parties use various types of cookies for visitor analytics, advertisement, and security and performance purposes. Please read and agree with our Privacy Policy and Cookie Policy before accessing and using this site. These privacy and cookie policies are part of this terms and conditions agreement.

Complaints procedure:

If there is any privacy issue or misunderstandings or errors occur. We will try our best to resolve the matter in the user’s best interest. A user can contact us if the user has any problem with our content. A user may contact us through email at contact@ownpandit.com

Copyright & Trademarks:

All contents and publications of content, logos, trademarks, service marks, and services referenced herein or on the website are the copyright of us and other respective owners. No one is permitted to copy, commercial use, personal use, reproduces, publish and distribute any copyrighted content from or website(s) as expressly authorized by us and its other suppliers/third parties. Read more about our Copyright Policy which is part of this terms and conditions agreement.

Your Consent to This Policy

By accessing our website, you agree to this Privacy Policy. This document supersedes any prior communication on this topic and reflects the entire and exclusive Privacy Policy for this Site. This Policy is subject to our Terms of Use, which take precedence over any conflicting Policy provision. We may change our Policy by posting a new version of it on our Site.

Demo Class:-

1) It will be the person’s self responsibility in case he/she is not able to attend the demo class for whatsoever the reasons/situations/circumstances be.
2) The fee structure and the offers disclosed in the demo will only be valid for the said/informed duration for which the duration will be disclosed in the Demo session only.
3) In case the person is not able to grab the offers in the demanded duration/time, the original or the total fees of the particular subject will be in prevail and moreover, whoever the person would be (either he/she has attended or not attended the demo session) will not have the right upon the discounted fees or offers disclosed in the demo session.
4) The person who is attending the demo session is not allowed to make a nuisance (Making noise, disturbing others, not allowing others to speak, using abusive words, etc) during the demo session.
5) A person attending the demo session is not allowed to ask his/her personal questions, he/she is only allowed to ask queries related to the course.
6) The demo session will be the first and last demo class related to all the courses taught in the Institute. A person cannot demand for the personal demo session or he/she cannot attend the first class of any Course in the name of demo class.
7) The demo session is completely free and the Institute does not charge or demand any charges for attending the demo session.
8) The offers given or provided in the demo session will only be valid in the case if the student/person attending the demo will have to obey or follow each and every rule and regulation conveyed by the management team/Institute. If the person who has taken admission through attending the demo session or through direct admission (not attending the demo session) does not obey or follow the rules and regulations and the directions laid down by the management/Institute the offer which the person has grabbed during the registration will be completely null and void, and the person will not have any claim over the offers he was presented or provided by institute at the time of registration. The terms and conditions contain the rules and regulations which the student/person who has already registered are bound to follow.
9) If the person attending the demo exchanges their contact numbers (which is not allowed by the Institute) and any problem arises due to exchanging numbers, it’s the person exchanging the numbers’ responsibility not the institute.
10) The Institute/the Chairman/any of the staff members are not responsible for any mishappening done with the person or his/her relatives attending the demo session.
11) The suggestion or advice given by the Chairman/Institute during the demo session is his personal thought and the person attending the demo is not bound upon that and he/she is completely free to opt any of the courses he/she wishes.

Certificate:

Student has given two options for getting their certificate after the completion of the course; firstly, he/she will be provided certificate of completion on the convocation day which is held every year tentatively in the month of February or March or it may get preponed or postponed as per the circumstances, secondly, he/she may email the Institute that he/she needs the certificate before the convocation and in this case the Institute will email his/her certificate, and in the case if the student wants the hardcopy of the certificate to be delivered at his/her home, he/she will have to pay the delivery charges of the courier done. After the successful completion of the course and the examination, students who have passed the examination will be provided a consultancy platform where they can get clients and earn as per their potential, moreover only those students will be added to the consultancy platform who will accept the terms and conditions of the particular consultancy platform, and institute will not be responsible for your success over the consultancy platform it will be completely up to the students potential. It is requested to please share your name as per the Aadhar card ( Government ID ). The name on your valid Aadhar card IDs will be printed on the certificates.

Privacy Policy

Last updated: September 14, 2023 This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You. We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.
• Affiliate means an entity that controls, is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
• Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to www.ownpandit.com.
• Cookies are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
• Country refers to: West Bengal, India
• Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Website.
• Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.
• Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).
• Website refers to www.ownpandit.com, accessible from http://www.ownpandit.com
• You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Collecting and Using Your Personal Data
Types of Data Collected
Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

Usage Data

Usage Data is collected automatically when using the Service. Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data. When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data. We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:

• Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.
• Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity). Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. Learn more about cookies on the Privacy Policies website article. We use both Session and Persistent Cookies for the purposes set out below:
• Necessary / Essential Cookies Type: Session Cookies Administered by: Us Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.
• Cookies Policy / Notice Acceptance Cookies Type: Persistent Cookies Administered by: Us Purpose: These Cookies identify if users have accepted the use of cookies on the Website.
• Functionality Cookies Type: Persistent Cookies Administered by: Us Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website. For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

• To provide and maintain our Service, including to monitor the usage of our Service.
• To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.
• For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.
• To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
• To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.
• To manage Your requests: To attend and manage Your requests to Us.
• For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.
• For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

We may share Your personal information in the following situations:

• With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, to contact You.
• For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
• With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.
• With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
• With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
• With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies. The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction. Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer. The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Delete Your Personal Data

You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You. Our Service may give You the ability to delete certain information about You from within the Service. You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us. Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosure of Your Personal Data
Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

• Comply with a legal obligation
• Protect and defend the rights or property of the Company
• Prevent or investigate possible wrongdoing in connection with the Service
• Protect the personal safety of Users of the Service or the public
• Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers. If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit. We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page. We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the "Last updated" date at the top of this Privacy Policy. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us:

• By email: contact@ownpandit.com
• By visiting this page on our website: http://www.ownpandit.com